:root{
  --navy:#0f2942; --navy-2:#16385c; --blue:#1d6fe0; --blue-dk:#1657b8;
  --green:#1f9d57; --green-dk:#178047; --ink:#1a2431;
  --muted:#5b6b7a; --line:#e6ebf1; --bg:#f5f8fb; --card:#ffffff; --gold:#f5b301;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}

/* Sticky call bar */
.callbar{position:sticky;top:0;z-index:50;background:var(--navy);color:#fff;font-size:14px}
.callbar .wrap{display:flex;align-items:center;justify-content:space-between;padding:9px 20px;gap:12px}
.callbar .status{display:flex;align-items:center;gap:8px;opacity:.92;font-weight:500}
.callbar .brandlink{font-weight:700;color:#fff}
.dot{width:9px;height:9px;border-radius:50%;background:#33d17a;box-shadow:0 0 0 0 rgba(51,209,122,.7);animation:pulse 2s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(51,209,122,.6)}70%{box-shadow:0 0 0 9px rgba(51,209,122,0)}100%{box-shadow:0 0 0 0 rgba(51,209,122,0)}}
.callbar a.tel{background:var(--green);color:#fff;padding:8px 16px;border-radius:8px;font-weight:700;white-space:nowrap;transition:.15s}
.callbar a.tel:hover{background:var(--green-dk)}
@media(max-width:600px){.callbar .status span.long{display:none}}

/* Hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:54px 0 64px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);padding:6px 14px;border-radius:100px;font-size:13px;font-weight:600;letter-spacing:.2px;margin-bottom:22px}
.hero h1{font-size:42px;line-height:1.12;font-weight:800;letter-spacing:-.5px;max-width:16ch}
.hero p.sub{margin-top:18px;font-size:19px;color:#cdd9e6;max-width:52ch}
.cta-row{margin-top:30px;display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.btn-call{display:inline-flex;align-items:center;gap:11px;background:var(--green);color:#fff;font-size:20px;font-weight:800;padding:16px 30px;border-radius:12px;box-shadow:0 8px 22px rgba(31,157,87,.35);transition:.15s}
.btn-call:hover{background:var(--green-dk);transform:translateY(-1px)}
.btn-call .ph{font-size:22px}
.cta-note{font-size:14px;color:#aebfd0}
.hero-stats{margin-top:40px;display:grid;grid-template-columns:repeat(4,1fr);gap:14px;max-width:640px}
.hs{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:12px;padding:16px 14px;text-align:center}
.hs b{display:block;font-size:24px;font-weight:800}
.hs span{font-size:12.5px;color:#b8c7d6}
@media(max-width:760px){.hero h1{font-size:32px}.hero-stats{grid-template-columns:repeat(2,1fr)}}

/* Compact hero for interior pages */
.page-hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:46px 0}
.page-hero h1{font-size:34px;font-weight:800;letter-spacing:-.4px}
.page-hero p{margin-top:10px;color:#cdd9e6;font-size:17px;max-width:60ch}

/* Trust strip */
.trust{background:#fff;border-bottom:1px solid var(--line)}
.trust .wrap{display:flex;flex-wrap:wrap;justify-content:center;gap:26px 40px;padding:20px}
.trust .t{display:flex;align-items:center;gap:9px;font-size:14.5px;font-weight:600;color:#43516a}
.trust .t i{font-size:19px}

/* Sections */
section.pad{padding:60px 0}
.kicker{color:var(--blue);font-weight:700;font-size:13px;letter-spacing:1.5px;text-transform:uppercase;text-align:center}
h2.sec{text-align:center;font-size:30px;font-weight:800;letter-spacing:-.4px;margin:8px auto 10px;max-width:20ch}
p.lead{text-align:center;color:var(--muted);font-size:17px;max-width:60ch;margin:0 auto 40px}

.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:820px){.grid3{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:28px 24px;transition:.15s}
.card:hover{box-shadow:0 10px 30px rgba(15,41,66,.08);transform:translateY(-2px)}
.card .ic{width:50px;height:50px;border-radius:12px;background:#eaf2fd;display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:16px}
.card h3{font-size:19px;font-weight:700;margin-bottom:8px}
.card p{color:var(--muted);font-size:15px}

.topics{background:#fff}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;max-width:900px;margin:0 auto}
@media(max-width:700px){.grid2{grid-template-columns:1fr}}
.topic{display:flex;gap:14px;padding:20px;border:1px solid var(--line);border-radius:14px;background:#fbfdff}
.topic .ti{flex:0 0 auto;width:42px;height:42px;border-radius:10px;background:#e9f7ef;display:flex;align-items:center;justify-content:center;font-size:20px}
.topic h4{font-size:16.5px;font-weight:700;margin-bottom:3px}
.topic p{font-size:14px;color:var(--muted)}

.ptypes{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
@media(max-width:820px){.ptypes{grid-template-columns:1fr}}
.pt{border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff}
.pt h4{font-size:17px;font-weight:700;margin-bottom:6px}
.pt p{font-size:14px;color:var(--muted);margin-bottom:12px}
.pt ul{list-style:none;font-size:13.5px;color:#3d4a5d}
.pt li{padding:3px 0 3px 22px;position:relative}
.pt li::before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}

.band{background:linear-gradient(120deg,var(--blue) 0%,var(--blue-dk) 100%);color:#fff;text-align:center;border-radius:20px;padding:46px 24px;margin:0 20px}
.band h2{font-size:28px;font-weight:800;margin-bottom:10px}
.band p{color:#dbe8fb;font-size:16px;max-width:50ch;margin:0 auto 26px}
.band .btn-call{background:#fff;color:var(--blue-dk)}
.band .btn-call:hover{background:#eef4ff}

.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:820px){.reviews{grid-template-columns:1fr}}
.rev{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}
.stars{color:var(--gold);font-size:16px;margin-bottom:10px}
.rev p{font-size:15px;color:#3d4a5d;font-style:italic}
.rev .who{margin-top:14px;font-size:13.5px;color:var(--muted);font-style:normal;font-weight:600}

.faq{max-width:760px;margin:0 auto}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0;margin-bottom:12px;overflow:hidden}
summary{cursor:pointer;padding:18px 22px;font-weight:700;font-size:16px;list-style:none;display:flex;justify-content:space-between;align-items:center}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:22px;color:var(--blue);font-weight:400}
details[open] summary::after{content:"–"}
details p{padding:0 22px 20px;color:var(--muted);font-size:15px}

/* Prose (legal / content pages) */
.prose{max-width:800px;margin:0 auto;padding:50px 20px}
.prose h2{font-size:22px;font-weight:800;margin:30px 0 10px;color:var(--ink)}
.prose h3{font-size:17px;font-weight:700;margin:22px 0 6px}
.prose p{color:#3d4a5d;font-size:15.5px;margin-bottom:14px}
.prose ul{margin:0 0 16px 22px;color:#3d4a5d;font-size:15.5px}
.prose li{margin-bottom:6px}
.prose .updated{color:var(--muted);font-size:14px;margin-bottom:24px}
.prose a{color:var(--blue);font-weight:600}

/* Contact */
.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:900px;margin:0 auto}
@media(max-width:760px){.contact-grid{grid-template-columns:1fr}}
.cc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;text-align:center}
.cc .ic{font-size:26px;margin-bottom:10px}
.cc h4{font-size:16px;font-weight:700;margin-bottom:6px}
.cc p{color:var(--muted);font-size:14.5px}
.cc a{color:var(--blue);font-weight:600}

/* Footer */
footer{background:var(--navy);color:#aebccd;font-size:13.5px;padding:44px 0 30px;margin-top:60px}
footer .cols{display:flex;flex-wrap:wrap;gap:30px;justify-content:space-between;margin-bottom:26px}
footer h5{color:#fff;font-size:15px;margin-bottom:8px}
footer a{color:#aebccd}footer a:hover{color:#fff}
.disclaimer{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;color:#8399ad;font-size:12.5px;line-height:1.7}
.disclaimer strong{color:#c7d4e0}